GMM Insurance

GMMInsurance.com

At GMM Insurance, we're committed to treating you as a person, not a policy. Insurance is about trust as much as it is about protection, and we understand that people want to know their insurance agent on a first-name basis. That's why GMM Insurance is the one-stop insurance destination for so many families and businesses.

We represent a diverse array of companies that cater to every insurance need. As a result, we are able to provide our individual, family, and business customers with proper counsel and customized coverage. As an independent agency, we don't work for insurance companies; we work for our customers.

Based in West Columbia and established by successful local business leaders Marilyn Gray, Shawn Miller, and Scott Middleton in 2005, GMM Insurance serves all of South Carolina in addition to being THE full-service insurance agency for many residents and businesses in the West Metro Area. Read more about GMM's agents and staff here.

GMM Insurance is a proud member of the Independent Insurance Agents & Brokers of America® and adheres to the Trusted Choice® Pledge of Performance, which enables us to offer you competitive pricing, a broad choice of products, and uncompromised advocacy.

Call us at (803) 739-2345 or e-mail us today for a free quote on any insurance products or services you may be considering. Our committed and knowledgeable staff looks forward to providing you with the best, most appropriate coverage for your needs at the most affordable cost.

GMM Insurance's Products and Services

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Long-Term Care Insurance

GMM Insurance can assist with virtually any insurance need, but our affiliation with Agapé Senior has led us to specialize in the field of long-term care insurance. Medicare does not pay for most long-term care services. Having a long-term care policy is the best way to ensure that your decisions about your care and well-being later in life are financially feasible. Please watch our informative Long-Term Care Insurance video and then call us to talk to the professionals who know long-term care better than anybody else in the Midlands.

Life Insurance

An insurance policy on your own life is not for you, but rather for your loved ones. Our job is to help you protect the financial future, and life insurance is the best way to provide that protection for the people who depend on you. It doesn't matter if you've never had life insurance or if you are considering more or perhaps different coverage, GMM Insurance can facilitate any need you have.

Health Insurance

Health insurance is at the forefront of the national news these days, and it's never been more important to have it for you and your family. The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance the top priority if you want to have your health expenses covered at a reasonable cost. We offer numerous group and individual health policies from as many different companies, so call us today to talk about your options.

Homeowners Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage or injury caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Auto Insurance

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. Policy holders agree to pay the premium and the insurance company agrees to pay the losses as defined in the policy. Auto insurance provides property, liability and medical coverage:

• Property coverage pays for damage to or theft of your car.
• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
• Medical coverage pays for the cost of treating injuries, rehabilitation and, in some cases, lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you are financing a car, your lender may also have requirements.

Business Insurance

The success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster has the potential to wipe out all your profits and even destroy your business. Making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is the primary purpose of appropriate insurance.

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